Terms of Service

Last Updated: February 3, 2026

Welcome to His Secret Vault AI. By accessing or using our website and services at hissecretvault.net (the "Service"), you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.

1. Acceptance of Terms

By creating an account or using any part of the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you may not use the Service.

2. Description of Service

His Secret Vault AI is a subscription-based platform that provides:

• AI-powered educational content and guidance
• Information on credit repair strategies and processes
• Business formation educational resources
• Marketing and content creation tools
• Financial literacy and funding education
• Done-for-you document templates and guidance packages

3. Educational Purposes Only

IMPORTANT DISCLAIMER: All content, information, and guidance provided through His Secret Vault AI is for educational and informational purposes only. We do not provide:

• Legal advice or legal representation
• Financial advice or investment recommendations
• Tax advice or tax preparation services
• Credit repair services as defined by the Credit Repair Organizations Act

You should consult with qualified professionals (attorneys, accountants, financial advisors) before making any legal, financial, or business decisions.

4. User Accounts

To access certain features, you must create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your password
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

5. Subscription and Payment

Paid features require a subscription. By subscribing, you agree that:

• You authorize us to charge your payment method on a recurring basis
• Subscription fees are billed in advance on a monthly or annual basis
• You can cancel your subscription at any time through your account settings
• Refunds are available within 7 days of purchase (see our Refund Policy)

6. Acceptable Use

You agree NOT to use the Service to:

• Violate any laws or regulations
• Infringe on intellectual property rights
• Transmit harmful, threatening, or offensive content
• Attempt to gain unauthorized access to our systems
• Use the Service for any illegal or fraudulent purpose
• Resell or redistribute our content without permission

7. Intellectual Property

All content, features, and functionality of the Service are owned by His Secret Vault AI and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HIS SECRET VAULT AI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE.

Our total liability for any claims arising from your use of the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT GUARANTEE THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.

10. Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any other reason at our sole discretion. Upon termination, your right to use the Service will immediately cease.

11. Changes to Terms

We may update these Terms from time to time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

13. Contact Us

If you have any questions about these Terms, please contact us at:

Email: support@hissecretvault.net